Coverage for Liability Claims:
This policy provides coverage for legal liability related to personal injury, property damage, and advertising liability. It applies to incidents occurring during the insurance period within the specified territorial limits and in connection with the insured’s business operations or products.

Limits of Liability:
The policy defines maximum limits for claims related to public liability, products liability, and advertising liability. These limits apply per occurrence and may also apply in aggregate as specified in the policy schedule.

Extensions of Coverage:
Additional payments are covered for legal defense costs, solicitor fees, and first aid expenses related to eligible liability claims.

Compensation for Court Attendance:
The policy includes compensation if an insured director, officer, or employee is required to attend court as a witness for claims covered under the policy. Compensation rates are specified per day.

Optional North America Coverage:
If selected, the policy can extend to cover legal liability for personal injury and property damage claims related to products knowingly exported to North America. However, this coverage excludes certain pollution-related claims and requires no North American assets, subsidiaries, or other local presence.