All-Risks Coverage:
Broad "all risks" protection for physical assets, covering accidental loss or damage unless explicitly excluded.

Substantial Policy Limits:
High coverage limits for material damage and business interruption to suit diverse commercial property needs.

Business Interruption Protection:
Coverage for loss of gross profit, increased cost of working, and claims preparation costs following an insured event.

Flexible Declaration Basis:
Options for declared value, reinstatement, or indemnity-based settlements tailored to client requirements.

Wide Range of Perils:
Coverage extends to fire, flood, storm, impact, malicious damage, and other specified events, including optional extensions for machinery breakdown or electronic equipment.